table of contents Wants and Needs 4 Managing My Money 22 Glossary 24 Index 24 About the author Jennifer Colby is a school librarian in Michigan She decides every day how best to spend her money About the illustrator Jeff Bane and his two business partners own a studio along the American River in Folsom California home of the 1849 Gold Rush When Jeff’s not sketching or illustrating for clients he’s either swimming or kayaking in the river to relax 3
wants and needs Do you have money People make choices on how they spend their money 4
